Let's chat: 306-292-6906
TMG The Mortgage Group

RENT TO OWN

With Carmen Kerr 

TMG The Mortgage Group & Requity Homes

Most people assume rent-to-own is too good to be true because they don't understand it.

As a mortgage professional with TMG The Mortgage Group, my goal is always to get clients approved for a traditional mortgage first. I only recommend rent-to-own when buying today isn't possible, but becoming mortgage-ready within the next few years is realistic.

My role is to determine whether this is the right option for you and help you become mortgage-ready as quickly as possible.

How it Works

Eligibility

 $70,000+ Minimum household income

 2% Down payment or $5000 whichever is greater

 No active bankruptcy or consumer proposal

 Minimum credit score of 500

Target Market

 First-time home buyers feeling stuck

 Limited Savings

 Newcomers to Canada

 Self-employed

  Divorce, relocation, or career changes

 Credit Blemishes

Locations

 Saskatoon

 Regina

 Martensville

  Warman

 Communities across Canada with populations of 50,000+

Get pre-approved, then work with a Realtor to find the home you actually want — not one picked off the shelf for you.

A portion of your monthly rent goes into savings — and you get those funds back when you’re ready to purchase the home.

Requity Homes and many lenders use Equifax, not TransUnion. Your scores can differ by 100+ points. Check your free Equifax report — with no impact to your credit.


More Questions?

Call, text, email me, or explore the calculators below to see what’s possible!

Start your application today under the Rent-to-Own heading and I’ll reach out shortly.

1-306-292-6906

carmen@kerrmortgage.com